Money transfer apps are a safe way to send money when you take appropriate precautions. A secure money transfer app will use SSL (Secure Socket Layer) to ensure your sensitive information is encrypted. It is also wise to take advantage of two-factor authentication (2FA) if your money transfer app offers it. This adds an extra layer of security by requiring you to provide a secondary verification method, such as a one-time code sent to your phone, in addition to your password. A secure money transfer app will also not share your personal information except as required by law.

You can also take extra measures to protect yourself by choosing strong passwords and changing them periodically, keeping the app updated on your personal device, only using the app on secured networks, learning how to spot common scams, and only sending money to trusted contacts. By doing a little research to find a reputable money transfer app, you can feel secure in sending your money to loved ones.