{"id":2300,"date":"2026-11-07T19:26:45","date_gmt":"2026-11-07T19:26:45","guid":{"rendered":"https:\/\/blog.sharemoney.com\/post\/dollar-exchange-rate-at-bdo\/"},"modified":"2026-11-09T17:18:16","modified_gmt":"2026-11-09T17:18:16","slug":"dollar-exchange-rate-at-bdo","status":"publish","type":"post","link":"https:\/\/www.sharemoney.com\/blog\/post\/dollar-exchange-rate-at-bdo\/","title":{"rendered":"Dollar Exchange Rate at BDO Today: Buy, Sell & Tips"},"content":{"rendered":"\n%%SMX_CARD|PH|BDO|deposit%%\n\n\n\n

The dollar exchange rate at BDO depends on what you are doing. If your family receives a remittance in a BDO account, the rate is set by the company that sends the money, not by BDO. On %%SMX_PH_DATE%%, Sharemoney pays %%SMX_PH_RATE%% pesos per dollar, or %%SMX_PH_PROMO%% on a first transfer.<\/p>\n\n\n\n

If you are exchanging cash dollars at a BDO branch, BDO uses its own forex board: on November 6, 2026 at 9:05 a.m., BDO bought US dollars at \u20b162.70 and sold them at \u20b163.20.<\/p>\n\n\n\n

BDO Buy and Sell Rates vs. the Remittance Rate<\/h2>\n\n\n\n

BDO publishes a “Bank’s Buy Rate” and a “Bank’s Sell Rate” for each currency. The buy rate is what BDO pays when you hand it dollars. The sell rate is what you pay to get dollars. BDO says these rates are indicative and can change during the day, so the branch confirms the final price.<\/p>\n\n\n\n

Rate type<\/th>pesos per dollar<\/th>Who it applies to<\/th><\/tr><\/thead>
BDO buy rate (buys your dollars)<\/td>62.70<\/td>Someone exchanging cash dollars at a branch<\/td><\/tr>
BDO sell rate (sells you dollars)<\/td>63.20<\/td>Someone buying dollars in the Philippines<\/td><\/tr>
Sharemoney transfer to a BDO account<\/td>%%SMX_PH_RATE%% (%%SMX_PH_PROMO%% on a first transfer)<\/td>Your family, when you send from the USA<\/td><\/tr><\/tbody><\/table>
BDO forex rates updated November 6, 2026 at 9:05 a.m., as published on bdo.com.ph. Sharemoney rate updated on %%SMX_PH_DATE%%.<\/figcaption><\/figure>\n\n\n\n

A branch rate only helps if someone in the Philippines already holds cash dollars. When you send from the USA, the number that matters is the transfer rate minus the fee. You can check BDO’s board on the BDO foreign exchange page<\/a>.<\/p>\n\n\n\n

\"Filipino<\/figure>\n\n\n\n

How Much Your Family Receives in a BDO Account<\/h2>\n\n\n\n

These examples use Sharemoney’s rate for bank deposits to BDO on %%SMX_PH_DATE%%. The money arrives in pesos.<\/p>\n\n\n\n

You send<\/th>Your family receives (standard %%SMX_PH_RATE%%)<\/th>Your family receives (first transfer %%SMX_PH_PROMO%%)<\/th><\/tr><\/thead>
$100<\/td>%%SMX_PH_R100%% PHP<\/td>%%SMX_PH_P100%% PHP<\/td><\/tr>
$200<\/td>%%SMX_PH_R200%% PHP<\/td>%%SMX_PH_P200%% PHP<\/td><\/tr>
$300<\/td>%%SMX_PH_R300%% PHP<\/td>%%SMX_PH_P300%% PHP<\/td><\/tr>
$500<\/td>%%SMX_PH_R500%% PHP<\/td>%%SMX_PH_P500%% PHP<\/td><\/tr><\/tbody><\/table>
Bank deposit fee: $0.99. Your first 3 transfers on Sharemoney are fee-free with a debit card, up to $500 each, and the first one also gets the better rate.<\/figcaption><\/figure>\n\n\n\n

How to Send Money to a BDO Account in 5 Steps<\/h2>\n\n\n\n
    \n
  1. Download the Sharemoney app and create your account with your phone number.<\/li>\n\n\n\n
  2. Choose the Philippines and select Bank Deposit as the delivery method.<\/li>\n\n\n\n
  3. Pick BDO (Banco de Oro) and enter the account number and full name exactly as BDO has them.<\/li>\n\n\n\n
  4. Enter the amount in dollars and check the exact pesos before you pay.<\/li>\n\n\n\n
  5. Pay with your debit card, credit card or bank account and track the deposit in the app.<\/li>\n<\/ol>\n\n\n\n

    See BDO deposit details on the Sharemoney BDO page<\/a>. For the full process, read our guide to sending money to BDO from the USA<\/a>.<\/p>\n\n\n\n

    Compare the Dollar Exchange Rate at BDO Before You Send<\/h2>\n\n\n\n%%SMX_PH_COMPARE%%\n\n\n\n

    The rate your family gets on a transfer to BDO depends on the company that sends it. Rankings change during the day, which is why the table shows the date and time each rate was collected.<\/p>\n\n\n\n

    \"Filipino<\/figure>\n\n\n\n

    What Your Family Needs to Receive the Deposit<\/h2>\n\n\n\n