{"id":2508,"date":"2026-11-11T20:35:34","date_gmt":"2026-11-11T20:35:34","guid":{"rendered":"https:\/\/www.sharemoney.com\/blog\/?p=2508"},"modified":"2026-11-12T01:41:38","modified_gmt":"2026-11-12T01:41:38","slug":"how-much-cash-to-bring-to-mexico","status":"publish","type":"post","link":"https:\/\/www.sharemoney.com\/blog\/es\/post\/how-much-cash-to-bring-to-mexico\/","title":{"rendered":"Cu\u00e1nto efectivo llevar a M\u00e9xico (y la forma f\u00e1cil de conseguir m\u00e1s all\u00e1)"},"content":{"rendered":"\n

There is no single answer to how much cash to bring to Mexico, but you rarely need to carry much. Bring enough pesos for your first day, like a taxi, a meal and tips. For the rest, send money to yourself from the Sharemoney app and pick it up in pesos at an Oxxo with your passport.<\/p>\n\n\n\n

\"Traveler<\/figure>\n\n\n\n%%SMX_MINI|MX|OXXO|cash|c=cash-to-bring-mexico%%\n\n\n\n

How to get pesos in Mexico: 5 options compared<\/h2>\n\n\n\n

Before you decide how much cash to bring to Mexico, it helps to see what each way of getting pesos leaves you with. This is what $300 in Mexican pesos<\/a> came to on November 11, 2026, using the Banco de M\u00e9xico FIX rate<\/a> of 18.62 pesos per dollar as the market rate. Rates change every day, so treat it as an example, not a quote, and check the dollar to peso rate today<\/a> before you go.<\/p>\n\n\n\n

Option<\/th>Pesos for $300<\/th>What it costs you<\/th><\/tr><\/thead>
Send money to yourself with Sharemoney, pick up at Oxxo<\/td>about 5,455<\/td>A $3.99 cash pickup fee (3% more if you pay with a credit card); you see the rate in the app before you confirm<\/td><\/tr>
ATM with a debit card from a big US bank<\/td>about 5,135 to 5,300<\/td>$5 plus 3% from your bank, plus the Mexican ATM fee (NerdWallet<\/a>)<\/td><\/tr>
ATM with a travel credit card<\/td>about 5,120 to 5,290, plus interest<\/td>It counts as a cash advance: often 5% (minimum $10), with interest from day one<\/td><\/tr>
Airport exchange booth<\/td>about 4,860 to 5,140<\/td>A rate often 8% to 13% below the market rate at the Mexico City and Canc\u00fan airports (estimates, Numism\u00e1tica Mexicana<\/a>)<\/td><\/tr>
Any ATM, if you accept “charge me in dollars”<\/td>about 5% less than declining<\/td>The machine’s own conversion, often 2.6% to 12% more (The Motley Fool<\/a>)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

To be fair, if your debit card charges no foreign transaction fees, refunds ATM fees, and you decline the ATM’s conversion, an ATM can come out about the same or slightly better. Many cards do not work that way, including some marketed for travel. Before you fly, check two things: is it a debit card (not credit), and does your bank refund ATM fees abroad? If either answer is no, it is not that card.<\/p>\n\n\n\n

How to send money to yourself in 5 steps<\/h2>\n\n\n\n
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  1. Open the Sharemoney app<\/a> (free to download if you do not have it yet) and go to Send Money<\/strong>. In Select Country<\/strong>, choose Mexico.<\/li>\n\n\n\n
  2. Type the amount in You send<\/strong>, check what you get in They Receive<\/strong>, and tap Next<\/strong>.<\/li>\n\n\n\n
  3. Under Recipient<\/strong>, add a New Recipient<\/strong> with your own details: your first and last name exactly as they appear on the ID you will show, and in Municipality<\/strong> the city where you will pick up. Tap Save<\/strong>.<\/li>\n\n\n\n
  4. In Receive Option<\/strong>, choose Cash Pickup ($3.99)<\/strong> and pick a location near where you are staying: Oxxo, Elektra, 7-Eleven, Soriana, Farmacias Guadalajara, BanCoppel and more.<\/li>\n\n\n\n
  5. In Payment Option<\/strong>, pay with a debit card, a credit card (3% extra) or Apple Pay, review the summary and confirm. Save the Transaction #<\/strong> and Folio #<\/strong>: you need them to pick up. You can find them later in Track Transfers<\/strong>.<\/li>\n<\/ol>\n\n\n\n
    \"Sharemoney<\/figure>\n\n\n\n

    There is no separate “send to myself” button in the app yet. You use the same steps as any transfer; you are simply the recipient. If you already send money home with Sharemoney, you are set: your account is verified, so sending to yourself takes a couple of minutes. New to Sharemoney? Open your account and make a first transfer a few days before your trip, so any identity check is done before you land. See every pickup and deposit option when you send money to Mexico with Sharemoney<\/a>, and if you also send to family, our guide on how to send money to Mexico from the US<\/a> compares every way to do it.<\/p>\n\n\n\n

    What to bring when you pick up at Oxxo<\/h2>\n\n\n\n

    We tested this ourselves. In November 2026, a member of our team in Mexico sent money to himself through the Sharemoney app and picked it up at an Oxxo with no problems. This is what the cashier asked for:<\/p>\n\n\n\n