{"id":2482,"date":"2026-11-10T20:04:00","date_gmt":"2026-11-10T20:04:00","guid":{"rendered":"https:\/\/www.sharemoney.com\/blog\/?p=2482"},"modified":"2026-11-10T20:54:32","modified_gmt":"2026-11-10T20:54:32","slug":"bre-b-key-colombia-step-by-step-guide","status":"publish","type":"post","link":"https:\/\/www.sharemoney.com\/blog\/es\/post\/bre-b-key-colombia-step-by-step-guide\/","title":{"rendered":"Llave Bre-B: c\u00f3mo enviar dinero de Estados Unidos a Colombia paso a paso"},"content":{"rendered":"\n

To send money from the United States to Colombia with a Bre-B key, choose Bre-B as the delivery method in Sharemoney and enter your recipient’s registered key: a Colombian mobile number, an email address, an ID number or an alphanumeric key. You don’t need their bank or account number, and for now Bre-B transfers have no transfer fee.<\/p>\n\n\n\n

Since November 2, 2026, Bre-B is a delivery option for every transfer to Colombia on Sharemoney. Before you start, ask your recipient to confirm exactly which key they have registered to receive the money.<\/p>\n\n\n\n

How to Send with a Bre-B Key in 5 Steps<\/h2>\n\n\n\n
  1. Confirm with your recipient which key they want to use and what type it is.<\/li>
  2. When you set up your transfer to Colombia in Sharemoney, choose Bre-B as the delivery method. It appears as its own option, separate from bank deposit.<\/li>
  3. Select the key type and enter the full key.<\/li>
  4. Check the key twice. If you have any doubt, ask your recipient again before you continue.<\/li>
  5. Review the exchange rate, the current fee, the amount your recipient will receive and the estimated delivery time before you confirm.<\/li><\/ol>\n\n\n\n
    \"Three<\/figure>\n\n\n\n

    Bre-B transfers are instant and can’t be reversed. That’s why checking the Bre-B key is part of sending, even when you know the person receiving the money well.<\/p>\n\n\n\n

    What Bre-B Is and What the Key Identifies<\/h2>\n\n\n\n

    Bre-B is Colombia’s interoperable instant payment system. It lets people send transfers between financial institutions using a key linked to an account or electronic deposit. You can read how it works in Banco de la Rep\u00fablica’s guide to Bre-B<\/a>.<\/p>\n\n\n\n

    The Bre-B key identifies where your recipient will receive the money. It is not their account password: they never need to share their login details with you. If they need to check or register their key, they should do it through the official channels of the institution where they hold their account or electronic deposit.<\/p>\n\n\n\n

    Which Bre-B Keys Sharemoney Accepts<\/h2>\n\n\n\n
    Key type<\/th>How to enter it<\/th><\/tr><\/thead>
    Colombian mobile number<\/td>10 digits starting with 3, without the +57 prefix<\/td><\/tr>
    Email address<\/td>The address your recipient registered as their key<\/td><\/tr>
    ID number<\/td>For example, their c\u00e9dula number, when that is the registered key<\/td><\/tr>
    Alphanumeric key<\/td>The full identifier, including the @ it starts with<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

    Confirm both the key type and the exact key. Don’t assume that any mobile number or email your recipient uses is registered to receive through Bre-B.<\/p>\n\n\n\n

    What It Costs and What to Check<\/h2>\n\n\n\n

    For now, Bre-B transfers have no transfer fee. The current terms show up every time you set up a transfer. Check the exchange rate and the final amount your recipient will get too: the fee is only one of the things you need to know before you confirm. You can check today\u2019s dollar rate in Colombia<\/a>, and see how fees and rates add up in the cheapest way to send money to Colombia<\/a>.<\/p>\n\n\n\n

    You can see every option and set up your transfer on our page for sending money to Colombia<\/a>.<\/p>\n\n\n\n

    Frequently Asked Questions<\/h2>\n\n\n\n

    Do I need my recipient’s bank or account number?<\/h3>\n\n\n\n

    No. To identify where a Bre-B transfer goes, you use their registered Bre-B key. Fill in the other details the transfer form asks for as usual.<\/p>\n\n\n\n

    Does my recipient need a registered Bre-B key?<\/h3>\n\n\n\n

    Yes. They should confirm which key is linked to their account or electronic deposit before they share it with you.<\/p>\n\n\n\n

    Can I cancel a Bre-B transfer if I typed the key wrong?<\/h3>\n\n\n\n

    A Bre-B transfer can’t be reversed. Check the key before you confirm, and if you need help, contact our support team.<\/p>\n\n\n\n

    How much does it cost to send with a Bre-B key?<\/h3>\n\n\n\n

    For now, Bre-B transfers on Sharemoney have no transfer fee. Before you confirm, you will see the exchange rate and the amount your recipient will receive.<\/p>\n\n\n\n

    How long does a Bre-B transfer take?<\/h3>\n\n\n\n

    Bre-B transfers are instant. Your transfer also shows the estimated delivery time before you confirm.<\/p>\n\n\n\n

    How Bre-B Fits with Other Ways to Receive Money in Colombia<\/h2>\n\n\n\n

    In our records, digital wallets<\/a> went from 1.2% of transactions to Colombia in 2023 to 10.5% in January to August 2026, while cash went from 16.8% to 7.2%. Bank deposits held between 82% and 84% across the four years we looked at.<\/p>\n\n\n\n

    These figures show how our customers’ transfers were split before Bre-B arrived, so they don’t measure use of the new option. In January to August 2026, wallet transfers were concentrated in one of the two wallets in the analysis.<\/p>\n\n\n\n

    For your next transfer, agree with your recipient on how they’d like to receive the money and review the available options. If you’d like the background on the launch, read our Bre-B announcement<\/a>.<\/p>\n\n\n\n

    About the data: Sharemoney customer transfers from the United States to Colombia, excluding cancellations and refunds. Shares compare the full year 2023 with January to August 2026 and are based on number of transactions, not dollar value. They describe our customer base, not the whole market, and don’t identify individual people switching methods.<\/em><\/p>\n\n\n\n